There are numerous borrowings belonging to the class of commercial lendings in the UK, which cater to the needs of such companies. In fact, the lending sector has showed tremendous growth to accommodate the requirements of such companies trying to enter in to various fields. Thus, presently there are various sub-classes of the commercial loans like the secured, real-estate fundings, construction and housing, business and enterprise, bridging loans, credit for commercial activities, commercial secured borrowings, refinance plans, equity and vehicle business loans.Although, there are many incentives in the British financial market to fulfill the rising fund demands, yet of late there are some disturbing twists in the financial market which might have a sort of negative affect on the commercial loan takers. The Bank of England (BoE), with a 0.25% hike in the interest rate, has smothered the credit situation. Due to this action the the costs of taking loans for commercial company has come to touch a six year high figure. During the last one month, the base rate has been hiked for the fifth time in a row.Commercial loans are very important for the welfare of commercial companies and enterprise. There is a massive need of funds to maintain the level of operations and further growth of ones commercial company. Many a times, the companies find themselves unable to meet their requirements from their internal resources only. It is here that the significance of financial authorities comes in to play to fulfill the needs of the cash-starved world of business.There are cheap secured loans to give easy, fast and hassle-free loans to the owner of a commercial company. Such loans are considered un-risky by the credit givers because the danger of default is minimum due to the item of collateral. The credit-taker is also under the obligation to comply with the repayments because the piece of security always looms heavily on his/her mind.There is a big source of online loans for the benefit of a person running a commercial company, which gives expert guidance to the person regarding the best loan plans in the market UK. Through the secured type of borrowings the person can can very easily get up to £100000 for finances required in the areas of service sector, manufacturing industry, trading or retail outlets. One can have the funds reaching up to 85% cost of the mortgage equity in the piece of security. Through a fast-track method the borrower can very simply get money with repayment periods ranging between 5 to 25 years.